Automated Teller Machines

With a Southern Bank & Trust debit card, you may make withdrawals at any ATM free of any service charge.

Credit Cards

Southern Bank & Trust offers Mastercard and Visa credit cards for your convenience. These cards are offered for personal and business use. These cards also offer very competitive rates, no annual fee and other benefits. Please contact one of our customer service representatives today for your credit card application.

ATM/Debit Cards

For a fast, convenient, and safe way to pay for your purchases, Southern Bank & Trust offers the debit Mastercard. It looks like a credit card but works like a check. You can use your southern debit Mastercard at ATM's to get cash or make purchases anywhere Mastercard is accepted. With a debit Mastercard the purchase amount is automatically deducted from your checking account. Your monthly bank statement will reflect a record of your purchases making it easy to manage your account.

To report a lost or stolen ATM/Debit Card, please call 800-500-1044.

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Direct Deposit

With the convenience of direct deposit you can have immediate access to your money by having your pay or social security checks deposited directly into your account. At Southern, Direct Deposit is safe, simple and smart. Please contact one of our staff to help you establish your Direct Deposit today.

Internet Banking and Bill Pay

Southern Bank & Trust will offer high tech convenience which will allow you to conduct all your banking transactions online. You get all the modern high tech conveniences plus the high touch personal service only a community bank can offer.

  • View your actual checks front and back
  • Transfer money between accounts anytime
  • View all transactions as they occur
  • Download your transactions into MS Money, Quickbooks, or Quicken
  • View and print your statements
  • Payments can be made on your southern bank loan

Safe Deposit Boxes *

3 x 5 $ 30.00
3 x 10 $ 50.00
5 x 10 $ 60.00
10 x 10 $100.00

*Note: Contents not insured

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24 Hour Telephone Banking

Our telephone banking service will give you fast up to date information and is available 24/7. With a touchtone phone, you may inquire about your account balance, checks that have cleared and even make transfers between accounts.

706-754-(SBAT) 7228

Deposit Courier Service

At Southern Bank & Trust we want to make it as easy as possible for our commercial customers to bank with us. We are providing a courier service to pick up deposits daily from our customers who need this service. Please contact a member of our staff for more information.

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