Transaction Accounts
Account Type
Minimum Deposit to Open Account
Minimum Amount to
Earn Interest
Interest Rate
Annual Percentage Yield (APY)
Southern Free Checking
$100.00
N/A
0.00%
0.00%
Southern Supreme Checking
$100.00
$1,000.00
0.15%
0.15%
Southern Classic Checking
$100.00
N/A
0.15%
0.15%
Southern Money Market Account
$1,000.00
$1000.00-$49,999.99
0.20%
0.20%
$50,000.00-$99,999.99
0.30%
0.30%
$100,000.00-$499,999.99
0.35%
0.35%
$500,000.00 and up
0.35%
0.35%
Regular Savings
$100.00
$100
0.15%
0.15%
Southern Student Savings
$25.00
N/A
0.15%
0.15%


Certificates of Deposits & Individual Retirement Accounts
Account Type/Term
Minimum Deposit to Open Account
Interest Rate
Annual Percentage Yield (APY)
3 month
$500.00
0.15%
0.15%
6 month
$500.00
0.15%
0.15%
12 month
$500.00
0.40%
0.40%
24 months
$500.00
0.50%
0.50%
36 months
$500.00
0.65%
0.65%
48 months
$500.00
0.65%
0.65%
60 months
$500.00
0.75%
0.75%

Annual Percentage Yields (APY) accurate as of January 2, 2014; rates subject to change without notice and may change after the account is opened; fees could reduce earnings on account; minimum daily balance may be required to obtain the APY; a penalty may be imposed for early withdrawal from a Certificate of Deposit; Contact Customer Service for additional information

re
Member FDIC
Southern Bank & Trust
FDIC Coverage | Privacy Policy | Terms of Use | USA PATRIOT ACT
Deposit Services | Lending Services | Online Banking Services
Current Rates | Other Services | Our Southern Community | About Us
Contact Us

re
Equal Housing Lender
NOTICE: Southern Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.