Southern Bank & Trust offers several options to assist you in reaching your savings goal. Whether you're opening your first savings account or adding to a long term savings plan Southern Bank & Trust has an account to best suit your needs.

 

Southern Savings

  • $100 minimum to open
  • Accounts earn interest on $100 minimum balance
  • Three (3) free withdrawals per quarter
  • $2.00 fee for each transaction over three(3)
  • Quarterly statements are provided
  • Interest is compounded quarterly, credited quarterly and paid on collected balance  

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Southern Student Savings

  • $25 minimum to open
  • Three (3) free withdrawals per quarter
  • $2.00 fee for each transaction over three(3)
  • Interest is compounded quarterly, credited quarterly and paid on collected balance 

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Southern Certificate of Deposit

  • $500.00 minimum to open
  • Terms from three (3) months to sixty (60) months
  • Automatic certificate renewal
  • Earn competitve market rates of interest
  • Interest can be paid monthly, quaterly, semi-annually or at maturity
  • Penalty for early withdrawal

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Southern Individual Retirement Accounts

  • $500 minimum to open
  • Terms from three (3) months to sixty (60) months
  • Automatic certificate renewal
  • Interest reinvested in the IRA
  • Standard ira rules apply
  • Educational, traditional and roth IRA's available
  • Penalty for early withdrawal

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