Southern Bank & Trust offers personal and business checking accounts to meet every need. Our variety of checking accounts offers the right services for the way you like to bank.

 

Southern Free Checking

  • $100 minimum to open
  • No minimum balance required
  • Unlimited check writing
  • Imaged checks
  • Free atm/debit card
  • Free online banking
  • Free 24 hour telephone banking

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Southern Supreme Checking

  • $100 minimum to open
  • Unlimited check writing
  • Interest paid on daily balances of $1000 or more
  • A $10.00 monthly maintenance fee will apply if the above balance is not maintained
  • Free atm/debit card
  • Free online banking
  • Free 24 hour telephone banking
  • Imaged checks

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Southern Classic Checking

  • For customers 50 years of age and older
  • Free checking
  • No minimum balance and earns interest
  • Free personalized checks
  • Free atm/debit card
  • Free online banking
  • Free telephone banking
  • Free traveler's checks
  • Free cashiers checks
  • Imaged checks
  • Periodic "bonus rates" on certificates of deposit

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Southern Money Market Account

  • $1000 minimum to open
  • Interest paid monthly on daily balances of $1000 or more
  • A $12.00 monthly maintenance fee will apply if the above balance is not maintained
  • Limit six (6) transfers or withdrawals involving third parties (including checks and POS debit card transactions).
  • A $10.00 fee will be imposed per excessive withdrawal or restricted transaction during a statement cycle.
  • Free online banking
  • Free 24 hour telephone banking
  • Imaged checks

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