In order to enhance the security of our Internet Banking solution, we are announcing some changes to the login process for Online Banking, effective Monday, April 28, 2013.

Streamlined Login Process
After the upgrade, you may notice the picture & phrase that previously appeared when you logged in have been removed. In addition, you are no longer required to formally register your computer; the new system has technology to recognize if your computer has been used before to access the system. We are implementing a more secure and behind the scene process to validate your device (PC, laptop, tablet, mobile phone), username and password.

Enhanced Security Settings
We are also adding additional layers of security in the event you log in from a device that has not been used in the past. Instead of the simple challenge questions you used in the past, you will be asked to validate your identity through a one-time security code via a phone call or SMS message. These enhanced security features help safeguard your information.

If you have additional questions or concerns, please feel free to contact a member of our team at 706-754-0001 or

Southern Bank & Trust is the community bank designed with our communities' financial success in mind. We’re ready to answer your questions and take care of your banking needs, whatever they may be…we are making a difference. We invite you to come into our bank and see for yourself what a difference it makes when you bank with your neighbors.

For a fast, convenient, and safe way to pay for your purchases, Southern Bank & Trust offers the Debit Master Card. It looks like a credit card but works like a check.

As a community bank, we are committed to elevating life, business and community. We offer many types of commercial loans with a quick approval process and terms that will fit your needs.
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